Ellicottville real estate and homes for sale in New York, resort properties, vacation homes - Larry and Louise Oeffling, REALTORS® Larry and Louise Oeffling REALTORS(r) for Ellicottville, New York real estate, resort properties, vacation homes - NUMBER1EXPERTS™ Larry and Louise Oeffling NUMBER1EXPERTS(tm) for Ellicottville, New York real estate, resort properties, vacation homes

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Larry and Louise Oeffling, REALTOR®, real estate agents and broker for Ellicottville New York home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Ellicottville New York home buying, real estate listings, and homes for sale in Cattaraugus County, NY
Welcome > For Buyers > Mortgage Prequalification ...


 Know Exactly How Much You Can Spend BEFORE Shopping For a New Home!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.


In the pre-qualification process, you will find out:

Exactly how much home or land you can afford.
How much cash you will need for the down payment.
The minimum down payment, and advantages of higher down payments.
What the bank feels you can afford for a monthly payment.




REMEMBER
: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided FREE of charge, without any obligation on your part. It is part of our job as top Ellicottville REALTORS® to offer such services.


We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. Once you fill out the form, we will quickly process your information and get right back to you!

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Working With An Agent >CRS and GRI

CRS, which stands for Certified Residential Specialist, is a designation that recognizes a high level of professional accomplishments in real estate experience and education. The Residential Sales Council grants the CRS designation only to the most outstanding sales associates in the residential sales field. Besides the completion of a rigorous course of study, the candidate must be able to demonstrate 75 successful transactions or average sales of $1 million per year of experience. Only 4% of all real estate agents are awarded the CRS designation.

GRI stands for Graduate, REALTOR Institute. The REALTOR Institute offers a series of 90 hours of required and elective courses conducted by the local Board or Association of REALTORS. These courses cover all areas of real estate -- residential, investment, construction and mortgage. The GRI designation is a prerequisite of many specialized courses in the REALTOR organization.

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Real Estate Trivia
Q 
What does the abbreviation PITI stand for?

A 
Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment.
See More Real Estate Trivia >

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Larry and Louise Oeffling, REALTOR®, real estate agents and broker for Ellicottville New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Larry Oeffling
Ellicottville Real Estate

One Washington Street
PO Box 1970
Ellicottville. NY 14731
Office: 716-699-6748
Email: LarryandLouise@NUMBER1EXPERT.com
Larry: Larry@ellicottvillerealestate.com
Louise: Louise@ellicottvillerealestate.com

Larry and Louise Oeffling are proud to announce the revival of THE ORIGINAL real estate company in Ellicottville, simply called Ellicottville Real Estate.

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